Although the healthcare system in Spain ranks among the best in the world and is very efficient, for this reason, it is also busy. Like most healthcare systems it also limits some treatments as some treatments are too expensive for the healthcare system to absorb. With Private Health Insurance in English, you will obtain access to private healthcare professionals and facilities plus treatments not available on the public health service in Spain. Also, if you are applying for residency in Spain, you may also require private medical insurance.
We offer a range of health insurance policies for expats in Spain from basic cover to complex solutions. Our market leading insurance policies are for expats and provide quick access to diagnosis and treatment and offer a complete service in English from documentation to claims and assistance services and are designed specifically for the needs of expats in Spain. Our Adapta and Prestigio policies satisfy the criteria for the residency (Tarjeta de Residencia) rules that were imposed by the government in Spain in 2012 and 2020. All of our policies are underwritten by one of the leading insurers in Spain.
Unlike the UK and many areas of Europe and the world, dental treatment does not fall under the public healthcare system and must be paid for privately by the individual. Many of our policies include dental treatments or offer cover at an additional cost. Alternatively, we can offer stand-alone cover for dental in English.
Post-natal care in the comfort of your home
Help covering your optical expenses
Infertility diagnosis and assisted reproduction
Therapeutic targets for cancer treatment
Help covering your pharmaceutical and child vaccine expenses
Follow-up during and after the injury
Telephone and on-line medical and pediatric support 24 hours a day
Second medical opinion for serious illnesses
Psycho-emotional support line
For more information or to request a quotation, call or WhatsApp us on +34 676 631 225, or complete the call back request below and we'll call you back at your preferred time. If you are based in the Madrid area, we can also arrange for a visit to your premises.
At a glance comparison of Health Insurance for Expats
|Adapta (complies with NIE and Residency Application criteria)||Activa||Integral|
(Except in psychology)
(7 free co-payments)
|Hospitalisation||Excluding H. psychiatry|
|Up to €100 on Pharmaceuticals|
|Up to €100 on Optometry|
|Psychology||15 sessions||20 sessions||20 sessions|
|Dialysis (in acute cases)|
|Post-natal care in the comfort of your own home|
|Oral Hygiene Supplement||CS Adapta + Sonrisa Esencial|
|Support while you are overseas|
|Medical and paediatric support|
|2nd Medical Opinion|
|Reimbursement of expenses|
|Age limit for contracting||64 years old||64 years old||69 years old|